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Extenuating Circumstances Where You Still Need Insurance

Keeping up with your car insurance in Maitland, FL, is important — sometimes even when you don’t expect it to be. If you’re considering dropping a policy because it doesn’t seem worth the cost, you might not have the full picture. Even in seemingly unrelated situations, having coverage can prove vital. Let’s take a look at a few:

I Don’t Own a Car — Not having a vehicle doesn’t always keep you from needing car insurance. If you plan on driving someone else’s, you’ll still need liability coverage. Even taxi-takers might need medical plans for car accidents. Plus, letting your policy lapse can mean higher rates if you need to get coverage again in the future, so it’s always better, in the long run, to keep your savings if you’ll only be out of a vehicle for a few months.

I Lease My Car — Even if you lease a vehicle, you still need proper coverage. You might not own your ride, but you’re still responsible for damages done while driving it. In fact, you’ll probably have to get full coverage before you can sign the lease.

I’m in the Military — While active-duty military members are not required to have car insurance while overseas, any family vehicles back in the states will need coverage.