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Different Insurance Services that Everyone Should Consider

For most young adults, insurance is probably not at the top of their list, even though it should be. Sure, it’s not the most exciting aspect of being an adult, but it’s important to ensure you’re covered on some of the most important aspects of your life. That’s why the next step after you strike out on your own, or maybe have saved enough money, is to find the best insurance services in Maitland, FL.

Life Insurance

Life insurance covers things such as funeral costs after your passing. It’s even more important if your family is dependent on your income. You’ll be able to ensure all funeral expenses are taken care of so they can focus on other things. There are two types of life insurance you can choose from, either traditional whole life or term life.

Health Insurance

You want to avoid paying out of pocket for your health needs as much as possible. Statistically, most families are one serious illness away from a serious financial crisis. If you can’t get coverage through an employer, find a trade organization or associations about potential group health coverage.

Long-Term Disability

We don’t normally consider long-term disability insurance; however, one in four workers will become disabled and unable to work before retirement. While health insurance covers medical bills, this will help you cover expenses usually covered by a paycheck.

Auto Insurance

Lastly, making sure you have auto insurance could save you a lot of headaches in the event of an accident. It can cover the cost of repairing or replacing your car depending on if you’re at fault or not and depending on the insurer.   It can also help guard you against litigation should there be cause for legal action.

Contact Mike Elliott Insurance Agency, Inc. to learn more about their insurance services and how it can cover you on all these bases.