What You Should Know About Workers’ Compensation Insurance in Maitland, FL

Every good business owner wants injury and accident protection for their workers, something the state of Florida requires. Yet workers’ compensation in Maitland, FL, and elsewhere can seem overwhelming to those who don’t know where to start. Between what’s covered, what the cost is, and how to get it, there’s a lot to learn about one of the fundamental aspects of running a business. One way to attain the information you need would be to ask agency experts like those of Mike Elliott Insurance Agency, Inc.

For starters, the two sources of workers’ compensation are carriers and state funds. A broker or an agent can help you decide on the policy for you. A desk job would be low cost, but anything in healthcare, retail, manufacturing, construction, or food service would likely be higher since those tend to have the most severe accidents and injuries. Agents work with specific carriers and offer exclusive policies, while brokers can get you covered with any carrier but may not have access to as many policies. Both can tailor your policy to your industry and ensure it covers:

  • Death Benefits
  • Disability
  • Job Displacement
  • Medical Care

Contact us today for a free quote.