Liquor Safety & Security Tips for Bar Owners – Liquor Liability Insurance in Maitland, FL, & More

Serving drinks to customers is an essential part of your business when you own a bar, pub, or restaurant. However lucrative this is, you want to make sure you do what’s necessary to protect your establishment. This means the right type of insurance coverage, as well as practices that demonstrate your commitment to safety.

Sign Up for a Liquor Liability Policy

When you serve alcohol, liquor liability insurance in Maitland, FL, is a must. General liability doesn’t cover this, but a specific liquor liability policy does. However, general liability may cover certain third-party losses that aren’t part of the liquor liability.

Before the policy would pay, training for your employees comes under the spotlight. You want to have a written policy. In this policy, you should include these requirements:

All bartenders must be 21 years old or older and be licensed or certified in the sale of alcoholic beverages.

Bartenders must ask for the identification of patrons who want a drink. Never assume their age. Always check.

However, in Florida, the law does not hold the bar owner accountable for serving alcohol to someone intoxicated, although it does not condone selling to minors or those who are addicted.

Be sure your liquor liability insurance is sufficient to safeguard your business. It’s a smart idea to consult with an experienced insurance professional when seeking or renewing your coverage.